Having No Pre-EMI while buying houses

Many builders selling residential properties in Karnataka, Kerala and Tamil Nadu have the offer of having no Pre-EMI while buying houses. Many people might be confused about the advantages about having no Pre-EMI; this week let us take a look at what no Pre-EMI means.

No Pre-EMI is a scheme wherein the builder basically takes up the burden of the buyers and promotes better buying opportunities for the buyer in the fluctuating market trends. The buyer will have to pay an upfront amount while buying a flat and the payment might range from 5% to 20% depending on the builder. The EMI payment will start only after possession of the house. Till the time of possession, the builder will have the burden of EMI and pay it to the bank.

The builder might either pay a part of interest and principal on your EMI to the bank in a reducing format for a fixed period of time or they pay only the interest and the principal amount is deducted from your loan account. Verify what kind of payment is being made at the time of agreement itself.

The buyer has a better financial planning and get to build up resources for future payments and on the other hand the builders have the pressure to finish the projects on time and so the buyers get surety that the project will be handed over on time.

When a buyer pays down payment on lower price of the property which will appreciate through the time, they also get the advantage of project appreciation with benefits of building up payment resources!

No Pre-EMI is a definite advantage to the buyers when it comes from a good and trustworthy builder like Sowparnika!

Ready-to-occupy benefits

There are many types of residential developments in southern India which are promoted by famous builders from all over the country. This week, let us take a look at the benefits of ready to occupy homes.

Homes will be available in various stages ranging from pre-launch stage offer to completed ready to occupy homes. Every type of house has its own advantage for different kinds of buyers.

When looking at ready to occupy homes, one has the primary advantage of looking at the completed property and knowing the quality of construction. Completed amenities give a better picture and let the buyers have a better touch and feel of the property in which they are investing in.

A ready to move in a property will have lesser price fluctuations when compared to ongoing projects and other types of constructions. Ready to move in properties also provide more monetary and financial benefits like tax advantages to first time home buyers, an immediate rental advantage for second-time investors and more benefits for all investors by avoiding delay of project delivery.

If you are a first-time investor looking to move into a new home at the earliest and gain many financial advantages as possible, then, ready to move in homes are definitely your go to option.

Advantages of living in an apartment

Living spaces and their styles have been changing over the years as people are adapting to the new designs and modern infrastructure to have a better blend in with the world around them. Sowparnika’s residential apartment in Hoskote Bangalore and other states like Kerala & Tamil Nadu have also made sure to adapt to the changing trends in housing.

First, people used to prefer independent housing over living in apartments. But due to many reasons like space crunch in big cities and increased financial appreciation of many properties, people have succumbed to buying apartments which are ideal for their lifestyle in cities like Bangalore.

Living in apartments has many advantages starting with having a pre-planned setting which can be bought by us easily. Most apartments are well planned with modern amenities and resident's convenience in mind. Living in such residences will be less stressful than constructing an own house and moving in.

Security is another major advantage of living in apartments. All apartments nowadays have state of the art security system all the time. People need not worry about having a security of managing who come into their residence etc.

Living among like-minded people is a main added advantage of living in apartments. You get to see and know people who are from the same place and have more or less same interests. Because of this, kids will also have good company as they will have many friends of their age to mingle with and spend time.

The common amenities like Gym, Swimming Pool and Club house also add to the advantage as if a person lives in an independent house, having such amenities and maintaining them a difficult task. But, in apartments all maintenance is done by a central system.

With so many added advantages there's no doubt that apartments are the residential spaces of today and the future!

Temples in and around Guruvayoor

Temples are a speciality in God’s own country. We all know the advantages and goodness of living close to holy places as we are one of the best residential property builders in Kerala. This week, let us tell you about the temples in and around Guruvayoor.

Guruvayoor Krishna Temple
Lord Sree Guruvayoorappan is a famous deity and this temple is located nearly 30 kms away from Trivandrum. Guruvayoor thrives with the regular visitors to the place. It is well connected by road and train. One can also reach Guruvayoor easily by flights in Cochin and other major cities which are close by. The temple is one of the most famed Krishna temples in India.

Mammiyoor Temple
It is usually said that people who visit the Guruvayoor Krishna Temple are supposed to visit the Mammiyoor temple also. The leading deity here is Lord Shiva and he is said to be personally worshipped by Lord Vishnu. This temple is just located 10 minutes away from the Guruvayoor main temple.

Parthasarathi Temple
This temple is located just 1 km away from the main Guruvayoor temple and has a beautiful idol of Parthasarathi. The celebration of the Gita day on Vrischika Ekadasi, is the important festival here. This function also coincides with the great Ekadasi festival of the Guruvayoor temple.

Chamundeswari Temple
Have a divine experience by visiting the Chamundeswari Temple with lovely sculptures and carved pillars which represent the beauty of the temple. Devotees from all over throng to experience the bliss and culture which the place provides. The temple is also famous for the Sanskrit classes which are offered here.

These are only few of the temples in Guruvayoor but there are many other temples which can be visited here.

Post Festival Cleaning

Trivandrum
Celebrating all festivals consciously is highly important and at the same time, cleaning up after festivals are also important to keep our surroundings clean and tidy. Be it our 2 & 3 BHK apartments in Bangalore or flats in Trivandrum, we encourage our residents to take utmost care of their environment. Here are a few perfect post festival tips for cleaning.

Start outside
Cleaning inside our homes should be the first priority. But this year, try starting with outside the house. Bursting crackers and distributing sweets would have definitely left an array of dust to be collected. Make sure these waste paper and other boxes are collected. Do not wait for someone else to do the same as the cracker leftovers can be dangerous to the environment and affect you.

The Cracker Stains
Cracker stains can be a great trouble while cleaning. This is where the cleaning agents and bleach agents come in! Use them on the stains and let them dry for few hours and wash it off. The stain is sure to vanish the sooner you clean it! Things like Lemon, Kerosene, Thinner and other detergents are sure to wipe off any kind of stain.

Cleaning the house
A highly decorated house can be difficult to clean. First take down all the decorations and decide if you will need them for next year. If that's the case, pack them neatly. Make sure all the traditional lamps are removed and kept separately as they might still have oil in them.

Clean up the oil stains from the traditional diyas as they are easy to forget and we might slip in the same later. After packing the decorative items, removing the diyas and other decorations, dust the whole house to remove the residue from the crackers as they might still be there.

Finally mop up the whole place by using a pleasant cleaner or anti-septic which will make sure the house is spic and span!

Green Ideas for Diwali

The festive season brings in joy to one and all in the city. You may be a owner of our residential apartments in Karnataka or residential properties in Kerala or apartments in Tamil Nadu but be sure to celebrate a Green and safe Diwali! Let us try making this season a better one by employing few green ideas for celebration!

Power Consumption
Being the festival of lights, decorating our homes with lights is the basic concept during Diwali. Unlike olden days, we have started using electric lamps to light up our homes, streets and offices. This will lead to unnecessary power consumption. Try shifting to earthen traditional lamps this Diwali and avoid unnecessary power usage.

Earthen Lamps
As we saw earlier, using earthen lamps can be a great start for a green Diwali. Though oil is used in traditional lamps, the expense will be much lesser than having electric lamps all over the place. Earthen lamps will not only help in saving power but also will give a traditional touch to the house!

Organic Gifts
Gifts are a major part of any festival. This Diwali try gifting organic gifts. Things like herbal tea, cosmetics which are eco-friendly are great ideas. Also avoid plastic wrappers and opt for jute bags.

Eco-friendly Crackers
Crackers are the main reason for pollution during Diwali. During this festival, there is a lot of air pollution due to all the crackers and after the festival is over there is paper and cracker residue everywhere which is highly difficult to clean up. This Diwali, try using eco-friendly crackers. Though they will not stop pollution, they will definitely reduce the noise and level of pollution.

Celebrate Togetherness
A community living has great advantages during such festivals. Try celebrating together this festive season and save a lot of resources and energy!

Share the Joy
Children will always have the liking towards bursting crackers but as adults, many of us can try foregoing the money we spend on crackers and give the same to old-age homes and orphanages where people do not have even little resources for celebrating a festival. Make this Diwali a great one by giving the under-privileged people a part of what you have! The joy of giving is great! 

Whitefield - An area of Growth & Scope

Whitefield is a quaint little community in Bangalore which was one of the first areas to be hit by IT boom in the city! The International Tech Park, Bangalore in Whitefield is one of the country’s first information technology parks.

Once a village with not much infrastructure to stand upon, today it has bloomed into an area with one of the highest international investments in Bangalore. There are many IT and ITES companies as of today which has ensured the growth of the housing sector and other hospitality industries in the area.

Connectivity is another great boon to Whitefield with various means of public transportation connecting the area to other main parts of the city. Though traffic might prove to be bit tiresome for some commuters, with proper planning the commuting can be made easy.

Whitefield is a well known industrial area and thus it comes under green belt in order to protect the greenery in this area. The Vartur Lake which is close by is one of the great sources of water to Whitefield.

As an area, Whitefield provides a completely self sufficient set up for all the residents with an array
of entertainment hubs, hospitals, schools and what not! With five malls – Pheonix, VR, Inorbit, Brookfield and Park Square making the are more lively than many other areas in Bangalore, residents feel that they have a self-sufficient life in Whitefield.

This is a perfect area which has great growth perspectives and offers a lot to the residents! There are many luxury and affordable housing projects in the area being promoted by leading builders & developers from all over the country. Cost of living is also similar to many parts of the city and is not very expensive as people might think. Investing in Whitefield is a definite push for future growth.